Call us today (512) 598-0120

Condo Insurance

You might be thinking, "My condo association has insurance. Aren't I covered?" The appropriate response: yes and no.

You might be thinking, “My condo association has insurance. Aren’t I covered?” The appropriate response: yes and no. While your condominium association insurance covers the structure, you need a different arrangement to secure your individual unit, individual property, and individual responsibility. That is the place where ASI comes in, to fill in that hole for you and ensure what your association’s master policy doesn’t.

Understanding Condo Insurance vs. Condo Association Insurance

There are 3 types of condo association policies

            Prior to picking a condo insurance policy for your home, you’ll need to comprehend what your association master policy covers, so you don’t buy pointless extra coverage. The condo association records describe what it covers and assist you with figuring out what kind of inclusion you need. Following are the three common types of master policies that a condo association may choose from: All in all-inclusive condo insurance, special entity condo insurance, and bare walls in condo coverage.

What HO-6 condo insurance covers

            Once you own a condo unit, you’ll need to get your own HO-6 insurance policy. It will cover harm inside the unit including floors and roofs, individual property, and risk claims. Models remember a break-for, water harm to your kitchen dividers, or somebody slipping on your wet washroom floor. Below are some of the losses that typical condo insurance will cover:

  • Frozen pipes
  • Smoke damage
  • Vandalism
  • Theft
  • Weather
  • Fire

There is a good chance that condo policies have exclusions, most of the time it excludes flood and earthquake damage. But there are separate policies available in that scenario. So before you move forward make sure to review your policy’s exclusions with your agent and get separate coverage for excluded scenarios if required.

Customer Reviews

Sam is great help
Jesse Miller on Google Maps
5 stars!
Chris Hernandaz on Google Maps
Amazing customer service
Silver Aguirre on Google Maps

Preferred Carriers


TWFG Rosas Insurance

3000 Joe Dimaggio Blvd
STE 43

Round Rock, Texas 78665

Phone: (512) 598-0120

Fax: (512) 853-4693


Office Hours
Mon-Fri: 9:00am – 5:00pm
Sat: By Appointment
Sun: By Appointment

TWFG Rosas Insurance specializes in life insurance, home insurance, auto insurance and business auto insurance to Round Rock and the great state of Texas and New Mexico!.

© Copyright 2021 TWFG Rosas Insurance