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Life Insurance

Our goal is to provide you with the best possible policy that works just for you irrelevant of your age, health, or family.
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We at TWFG Rosas Insurance understand that every person has different needs when it comes to life insurance. Our goal is to provide you with the best possible policy that works just for you irrelevant of your age, health, or family.

When considering getting a life insurance there are few things you as client should know. Below we will describe key points which will help you make a better decision.

  • What is life insurance?

Life insurance is an agreement between you and an insurance provider. Agreement usually states that the insurance provider will pay a sum of money to your loved ones when you die in exchange of your monthly premiums.

  • How Does Life Insurance Works?

When you come across a life insurance agreement for the first time you may feel bored. Well, it may not be one of the scripts for the next Oscar, but it is a crucial part of your journey in providing the best for your family. So, let’s go through some terms that might come in handy while making a decision.

Policy – the agreement between the insurance company and you

Premiums – the monthly or yearly payments you make towards the policy

Policyholder – the owner of the policy, generally this person is you, but you can buy a policy for another person

Death Benefit – the benefit mostly in terms of money provided by the insurance company when insurer dies

Beneficiaries – the people you choose to receive the death benefit of your policy (like your spouse or children, but nothing is stopping you from naming someone else)

  • Types of Life Insurance

This is one of the crucial factors you should know before buying a life insurance policy. There are two types of life insurance policies.

           

Term Life Insurance – this type of insurance provides coverage for a specific amount of time. If you pass away during this set duration of time, then your beneficiaries will receive the death benefit described in the policy. A term life insurance is more affordable to the insurer than a permanent plan.

           

Permanent Life Insurance – this type of insurance lasts throughout the entirety of your lifetime. Permanent life insurance comes in form of a whole lifetime, universal life, or variable life insurance.

This should help you get an overview of what life insurance is and how it works. If you still have any questions, then feel free to contact us and our experienced team will guide you towards the right decision.

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TWFG Rosas Insurance

3000 Joe Dimaggio Blvd
STE 43

Round Rock, Texas 78665

Phone: (512) 598-0120

Fax: (512) 853-4693

 

Office Hours
Mon-Fri: 9:00am – 5:00pm
Sat: By Appointment
Sun: By Appointment

TWFG Rosas Insurance specializes in life insurance, home insurance, auto insurance and business auto insurance to Round Rock and the great state of Texas and New Mexico!.

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